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Mortgage Loan Originators


Mortgage Loan Originators

 Licensing and General Information

All Mortgage Loan Originators, as defined in W.S. 40-23-102(a)(xxvii), engaged in the business of a mortgage loan originator for any dwelling located in Wyoming must be licensed individually by the Wyoming Division of Banking.  License applications are processed through the NMLS. 

 In order to obtain a license, applicants must: 

 1.      Complete an Individual form through the NMLS website.

2.      Provide certification that 20 hours of pre-licensure education courses has been completed. 

3.      Obtain a passing grade on a SAFE mortgage test, both national and state components

4.      Provide fingerprints for an FBI criminal history background check through the NMLS.

5.      Authorize a credit report.

6.      Be sponsored by the company employing or contracting with them.  The company must also obtain its own unique identifying number through the NMLS.

The license fee is $150 and includes the NMLS processing fee. 

Please direct your loan originators to the NMLS website:  http://mortgage.nationwidelicensingsystem.org/Pages/default.aspx 

Information is available under Professional Requirements for:

·                     Pre-licensure education courses:
http://mortgage.nationwidelicensingsystem.org/profreq/education/Pages/default.aspx

 ·                     Testing:
http://mortgage.nationwidelicensingsystem.org/profreq/testing/Pages/default.aspx

 ·                     Fingerprinting:
http://mortgage.nationwidelicensingsystem.org/profreq/background/Pages/default.aspx

 ·                     Credit report authorization:
http://mortgage.nationwidelicensingsystem.org/profreq/credit/Pages/default.aspx

  NMLS navigation training is available under New & Events>Workshops & Events

Please direct your questions regarding system navigation to:
The NMLS Call Center (240) 386-4444

Please direct your questions regarding Professional Requirements or licensing requirements to:
307-777-6483 or michelle.hickman@wyo.gov