All Mortgage Loan Originators, as defined in W.S. 40-23-102(a)(xxvii), engaged in the business of a mortgage loan originator for any dwelling located in Wyoming must be licensed individually by the Wyoming Division of Banking.  License applications are processed through the Nationwide Mortgage Licensing System (NMLS). 

 In order to obtain a license, applicants must: 

 1.      Complete an Individual form through the NMLS website.

2.      Provide certification that 20 hours of pre-licensure education courses has been completed. 

3.      Obtain a passing grade on a SAFE mortgage test, both national and state components

4.      Provide fingerprints for an FBI criminal history background check through the NMLS.

5.      Authorize a credit report.

6.      Be sponsored by the company employing or contracting with them.  The company must also obtain its own unique identifying number through the NMLS.

The license fee is $150 and includes the NMLS processing fee. 

Please direct your loan originators to the NMLS website:  http://mortgage.nationwidelicensingsystem.org/Pages/default.aspx 

Information is available under Professional Requirements for:

·                     Pre-licensure education courses:
http://mortgage.nationwidelicensingsystem.org/profreq/education/Pages/default.aspx

 ·                     Testing:
http://mortgage.nationwidelicensingsystem.org/profreq/testing/Pages/default.aspx

 ·                     Fingerprinting:
http://mortgage.nationwidelicensingsystem.org/profreq/background/Pages/default.aspx

 ·                     Credit report authorization:
http://mortgage.nationwidelicensingsystem.org/profreq/credit/Pages/default.aspx

  NMLS navigation training is available under New and Events>Workshops and Events

Please direct your questions regarding system navigation to:
The NMLS Call Center (240) 386-4444

Please direct your questions regarding Professional Requirements or licensing requirements to:
Wyoming Banking Division