Memorandums and Rulings


Helping Yourself Get Out of Debt Including Tips for Choosing a Credit Counseling Service or a Debt Settlement Company  - November 19, 2009

FDIC tool that helps consumers protect themselves against identity theft and suggests steps they can take if victimized  -  January 26, 2006
Co-authored by the Conference of State Bank Supervisors and the American Bankers Association

Memorandums / Rulings by the Commissioner


Courier Services


Real Estate Brokerage Activities

Joint Inter-agency Statement on Balance Sheet Fluctuations - September 14, 2001

Statement on Unsafe and Unsound Banking Practices - October 7, 1999 

FDIC FIL-26-2004 Statement on Unfair or Deceptive Acts or Practices - March 11, 2004 

Supervisory Policy Statement on Investment Securities - September 2, 1998