Who Needs to Be Licensed?

As of July 1, 2025, any individual or business entity offering property through rental-purchase agreements in Wyoming must be licensed. This requirement applies regardless of whether the service is provided through:

• A physical location

• An online presence

• An independent third-party retailer

Title 40 - Trade and Commerce, Chapter 19 - Wyoming Consumer Rental-Purchase Agreements

Wyoming Consumer Rental-Purchase Agreement Act  Rules & Regulations 

To apply for a new Rent-to-Own license, applicants must download and complete the required forms and mail the completed application and payment to the Wyoming Division of Banking:

Mailing Address:

Wyoming Division of Banking

Attn: Deanna Chafin

2300 Capitol Ave, 2nd Floor

Cheyenne, WY 82002

Contact Information:

Phone: (307) 777-6485

Email: Deanna.chafin1@wyo.gov

Required Application Documents: (RTO Checklist)

• RTO Application

• RTO Control Person form

• RTO Financial Statement

The annual renewal application period is November 1st to December 31st.

All licensed Rent-to-Own companies in Wyoming must submit their renewal applications by downloading and completing the required forms.  Mail your completed application and payment to the Wyoming Division of Banking between the designated dates.

Mailing Address for Renewals:

Wyoming Division of Banking

Attn: Deanna Chafin

2300 Capitol Ave, 2nd Floor

Cheyenne, WY 82002

Contact Information:

Phone: (307) 777-6485

Email: Deanna.chafin1@wyo.gov

Required Renewal Document:

• RTO Renewal form